Serving Ashburn and surrounding locations.

#1 Direct Lender for Fix & Flips

Rehab & Constructions Loans for the Professional Investor

Reliable & Flexible Financing

  • 12 Month Term
  • Loans up to 100% of Rehab Cost Covered
  • Up to 70% of After Replacement Value (ARV)
  • NO Prepayment Penalty
  • NO Upfront Fees
  • Same Day Approvals

As Featured In:

 
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NO Tax Returns. No W2s. No Income Verification. No Problem.  Click to Apply Now!

 

Equity Based Lending

    Guaranteed Loan Approval with Equity

When it comes to your finances, choosing the right mortgage company is one of the most important decisions you can make. Unlike traditional banks, we strive to bring a "Common Sense" approach to residential and commercial lending. We evaluate each situation independently and strive to put together a game plan that is tailored fit to your situation. OnlineHardMoney.com is simply fast and reliable. We remove the "Red Tape" and provide:

  • 100% Transparency
  • Risk Free NO Obligation Quote
  • Pre-Approval within Minutes
  • Same Day Approvals
  • NO Income Requirements
  • NO FICO Restrictions
  • Fast Fundings
BBB A+ Rating

Get Funded in as Little as 7 Days

 

Been Denied by a Bank? Get Pre-Approved in as little as 15 minutes. Click to Call Now (855) 974-4785.

 

RESIDENTIAL

  • Single Family Residence

  • 2 to 4 Units

  • Townhomes

  • Condos

  • Low Rise Condos

  • High Rise Condos

  • Non-Warrantable Condos

  • Fix and Flips

  • Bridge Loans

  • Construction to Permanent

COMMERCIAL

  • Apartments

  • Mixed-Use

  • Retail

  • Industrial

  • Office Buildings

  • Builder Projects

  • Retail Development Projects

  • Golf Courses

  • Specialty Projects

No FICO Score is Too Low. Equity Based Lending. Get Pre-Qualified! Click to Call (855) 974-4785

 
Our Approach

Our Approach

At OnlineHardMoney.com, we understand the value of helping borrowers through common sense lending. Our flexible and creative approach to lending can be described as simply fast and reliable. We value your time and appreciate the opportunity to help you with your financing needs. We are 100% committed to an approach that can give you a quick “Yes” or quick “No.”
Our Experience

Our Experience

Every person’s situation is different. Inexperienced mortgage lenders can make mistakes which create a stressful experience for you. This can cost you both time and money. With over 100+ years of combine mortgage lending experience, coupled with full spectrum of non-qualified mortgage products, our team of mortgage professionals are a resource of information that will help guide you through the entire loan process. We are here with you every step of the way.
Transparency and Integrity

Transparency and Integrity

You’re more than just a loan. It is our responsibility to help you understand how your loan will meet your objectives today. Even though this is hard money, you should leave knowing more about how your loan is working for you and how it is meeting your needs both short term and in the future. Everything should be clear and transparent.
Our Promise

Our Promise

At the end of the day, our business is about being fast and reliable. We want to be your last lender. We want to assist you with not only getting you this hard money loan but getting you out of this loan based on a clear strategy that meets both your short term and your long-term goals. This is our promise.

Your Equity is Your Income. Click to Apply Now!

RECENT FUNDINGS

 

Fast & Reliable Direct Lender with Proven Track Record. Click to Call Now (855) 974-4785

 

We Make Lending Easy. Get Pre-Approved Today!

Frequently Ask Questions

 

Hard Money loans simply are short-term loans secured by real estate. These loans are typically made by private investors and primarily are asset driven. Some of the most frequently ask questions regarding hard money lending are below.

1What is a Hard Money Loan?
A hard money loan is a specific type of asset-based loan financing through which a borrower receives funds secured by real property. It is also a term used for loans funded by private parties who want a safe and high return. OnlineHardMoney.com is a direct lender who sells whole loans to private investors. We work directly with property buying investors who use these funds to purchase properties with the intent to fix and sell them for a profit. Oftentimes, real estate investors use hard money when they are unable to qualify or do not have time to obtain financing from more traditional sources.
2What is a Hard Money Lender?
A hard money lender is usually a private investor who makes loans secured by real estate, typically charging higher rates than banks but also making loans that banks would not traditionally make.
3What is a Custom Quote?
Everyone’s financing needs are different. Unlike traditional mortgages, there are many different options that are available to you that you may not be aware of. Therefore, each situation will require a custom quote that can meet your short term and long-term goals.
4How long does it take to fund a Hard Money loan?
It typically takes 5 to 7 business days to fund a loan. Appraisals can affect the time that is required for a loan to fund.
5Are there prepayment penalties?
We have programs with no prepayment penalties or prepayment penalties as short as 6 months. Options to buyout prepayment penalties are also available. Usually our fix and flip offering do not include prepayment penalties.
6What is a Letter of Intent?
A Letter of Intent (LOI) for a hard money loan is used to provide a general understanding of the terms of the new hard money loan. Although this document is not legally binding on either party, it serves to put the prospective deal “in writing” and helps to avoid any miscommunication or misunderstandings.
7Do you use credit reports?
Yes. Credit is used to validate your monthly obligations. Hard money lending is primarily based upon the value of the asset.
8What if I have a bankruptcy or foreclosure on my record?
Since hard money loans are equity driven, a foreclosure or previous bankruptcy will not dictate the approval of your loan.
9Do you verify income?
Income does not factor into our lending decision. Hard money loans are equity driven loans.
10Can I roll in my closing cost?
Closing cost maybe rolled into a loan if there is sufficient equity to do so within the guidelines set forth by the specific hard money program.
11Is there a limit on the number of properties I can finance?
No there is no limit on number of properties finance. You can also cross collateralize properties to build a stronger borrower profile.
12Can I cross collateralize properties?
Yes, you may cross collateralize properties to help meet your short term and long-term goals. This will enable you to strengthen your borrower profile and in most cases, gives you the ability to borrow at a higher LTV.

Get Funding in as little as 7 Days. Click to Call (855) 974-4785